Home - Community Bank Owatonna

Free Kasasa Checking and Savings!

Earn Rewards on your free Kasasa Checking and Saving Accounts! Visit with our Personal Bankers to see the benefits our products offer.

Kasasa Accounts

Photograph by Kasasa

CBO Secure File Transfer

Register now with your email account to use Community Bank Owatonna's Secure File Transfer site. Be able to send email and attachments to our bank quickly and securely! Click the button below to get started now.

Secure File Transfer

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Financial Power in Your Pocket

Download our mobile app to monitor transactions, pay bills, transfer money, manage your debit cards, sign up for e-statements and more — all from your phone!

Mobile Banking

Photograph by Mike Oldenburg

ID THEFT IS AT AN ALL-TIME HIGH

If You Don't Protect Your Identity, Who Will?
Keep your data safe with ID TheftSmart!

ID TheftSmart

Photograph by Mike Oldenburg

Serving Owatonna & Our Neighbors

We know this community better than anyone because we are the only locally owned bank in Owatonna. One branch. Infinite possibilities.

About Us

The Latest News

June 5, 2025

MN DMV Fake Text

March 13, 2025

TollScam

Business Checking Accounts

Business Classic Savings

Business Money Market Savings

Lending Local Businesses a Hand

We believe in investing back into the community.

Community Bank Owatonna is a trusted partner I rely on. They are there for me even when the going gets tough.

Pete Ostlund Insty-Prints

When I walk into Community Bank Owatonna, I feel like Norm from Cheers. It’s a place where everyone knows your name!

Dave Luedtke Community Member

Whether my family has been in a growth situation or a crisis, we know there’s a community bank, Owatonna-employed, ready to guide us to the next step.

Julee Elstad Insty-Prints

Community Bank Owatonna has allowed me to live out my dream of owning my own business.

Dr. Laura Seid Chiropractic Care of Owatonna

Photograph by Mike Oldenburg