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Lobby Closing

In response to the resurgence of COVID-19 cases in Steele County, Community Bank Owatonna will be closing our lobby to normal customer traffic effective Friday, November 27, 2020. Our drive-up will be open regular hours. The lobby will also be open by appointment for access to safe deposit boxes and banking needs that cannot be accommodated via the drive-up or the CBO Digital Banking Suite. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

Business Credit Cards

Powerful Plastic

Want to cover day-to-day expenses easily and without affecting your business cashflow? We offer two business credit card options. You can even use consolidated billing for multiple accounts to make managing your expenses easier than ever!

Our business credit card features include:

  • Personalized service
  • Fraud alert texts
  • Secure purchasing (EMV and mobile ready)
  • Simple expense management tools
  • Powerful billing and reporting options

Scorecard Rewards Card

With Scorecard Rewards, you earn one point for every net dollar in retail purchases. Redeem your points for brand-name merchandise, travel or office supplies at This card has a $25 annual fee.

Apply Online

Visa Platinum Card

This is our no-frills, low-rate card. Enjoy a special intro rate and avoid the $15 annual fee by making more than $5,000 in purchases within a 12-month period.

Apply Online

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