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Mask Up, Minnesota

Effective 07/25/2020 Community Bank Owatonna will require all individuals entering the bank to wear a mask as required by MN Emergency Executive Order 20-81. See the MN Department of Health for more information.

Bill Pay Maintenance

During the weekend of October 24-25, 2020 CBO will be conducting maintenance on our Digital Banking Suite Bill Pay product. Bill Payments will not be available from 10:00 PM Oct. 24 to 4:00 AM Oct. 25. We apologize for this inconvenience.

Service Fees

What We Charge

We won’t blindside you with mysterious charges and excess fees. See the table below to review the costs of various Community Bank Owatonna services.

Service Fees
Service Fee Amount
Account Research and/or Reconciliation $25.00 per hour ($10.00 minimum)
Dormant Account $5.00 (if balance is less than $1,000.00)
Cashier’s Check (Customer) $7.00 each
Cashier’s Check (Non-Customer) $15.00 each
Charge-Back/Return Item $4.00 each
Check Cashing (Non-Customer) $5.00
Check Orders Varies by style
Closed Accounts (within 6 months) $25.00 per account
Coin Counting (Non-Customer) $5.00
Coin Purchase 10¢ per roll
Currency Purchase 50¢ per strap
Copy of Bank Statement $5.00 each
Counter Checks $1.00 each
Fax (Customer) $1.00 per page
Fax (Non-Customer) $2.00 per page
Garnishment/Levies $100.00
Gift Cards $5.00 each
Debit Card Replacement $10.00
Debit Card Foreign ATM Transaction $2.00 each
Money Orders (Customers) $5.00 each
Money Orders (Non-Customer) $10.00 each
NSF*/Overdraft Charge $35.00 per item
NSF*/Return Item Charge $35.00 per item
Night Deposit Bags (Zipper) 1 free, $5.00 per additional bag
Night Deposit Bags (Locked) 1 free, $25.00 per additional bag
Lost Key for Night Deposit Bag $5.00
Photocopies 25¢ per page
Stop Payment $35.00 per item
Wire Transfers: Incoming (Customers Only) $10.00
Wire Transfers: Outgoing (Customers Only) $25.00
Foreign Wire Transfers: Draft Purchase (Customers Only) $45.00
Foreign Wire Transfers Outgoing (Customers Only) $45.00
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