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Our Lobby is Temporarily Closed

Community Bank Owatonna's lobby is temporarily closed to regular customer traffic. Our drive-up is open regular hours. The lobby is accessable by appointment for access to safe deposit boxes and banking needs that cannot be accommodated via the drive-up or the CBO Digital Banking Suite. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

We are Hiring!

We are hiring for a Part Time Personal Banker. Please see our Career page for more details. Careers

Service Fees

What We Charge

We won’t blindside you with mysterious charges and excess fees. See the table below to review the costs of various Community Bank Owatonna services.

Service Fees
Service Fee Amount
Account Research and/or Reconciliation $25.00 per hour ($10.00 minimum)
Dormant Account $5.00 (if balance is less than $1,000.00)
Cashier’s Check (Customer) $7.00 each
Cashier’s Check (Non-Customer) $15.00 each
Charge-Back/Return Item $4.00 each
Check Cashing (Non-Customer) $5.00
Check Orders Varies by style
Closed Accounts (within 6 months) $25.00 per account
Coin Counting (Non-Customer) $5.00
Coin Purchase 10¢ per roll
Currency Purchase 50¢ per strap
Copy of Bank Statement $5.00 each
Counter Checks $1.00 each
Fax (Customer) $1.00 per page
Fax (Non-Customer) $2.00 per page
Garnishment/Levies $100.00
Gift Cards $5.00 each
Debit Card Replacement $10.00
Debit Card Foreign ATM Transaction $2.00 each
Money Orders (Customers) $5.00 each
Money Orders (Non-Customer) $10.00 each
NSF Fee* $35.00 per item
Night Deposit Bags (Zipper) 1 free, $5.00 per additional bag
Night Deposit Bags (Locked) 1 free, $25.00 per additional bag
Lost Key for Night Deposit Bag $5.00
Photocopies 25¢ per page
Stop Payment $35.00 per item
Wire Transfers: Incoming (Customers Only) $10.00
Wire Transfers: Outgoing (Customers Only) $25.00
Foreign Wire Transfers: Draft Purchase (Customers Only) $45.00
Foreign Wire Transfers Outgoing (Customers Only) $45.00
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