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Check out these In-Person Products

Stop by Community Bank Owatonna's office to take advantage of these services:

Money Orders

A money order is a paper document that’s similar to a check and used as a form of payment. You can buy a money order by prepaying the amount printed on the face of the money order with cash or another form of guaranteed funds.


  • For CBO customers: $5.00 each
  • For non-customers: $10.00 each

Cashier’s Checks

A cashier's check is a check guaranteed by a bank, drawn on the bank’s own funds and signed by a cashier. Cashier's checks, which are treated as guaranteed, are commonly required for real estate and brokerage transactions.


  • For CBO customers: $7.00 each
  • For non-customers: $15.00 each

Visa Gift Cards

If you’re looking for the perfect gift, consider a Visa Gift Card from Community Bank Owatonna. Visa Gift Cards can be used anywhere Visa debit and credit cards are accepted, offer security of plastic, are safer than carrying cash and feature free 24/7 account information.


  • Cost: $5.00 each
  • Are non-reloadable
  • Minimum balance: $25.00
  • Maximum balance: $500.00

Safe Deposit Boxes

CBO’s safe deposit boxes are offered to our checking account customers. Three sizes are available:

  • Small (3" x 10" x 18"): $40.00 per year
  • Medium (5" x 10" x 18"): $60.00 per year
  • Large (10" x 10" x 18"): $80.00 per year

Your Personal Banking Team

Shannon Rhoades
Shannon Rhoades Operations Supervisor About Me
Stacey Krause
Stacey Krause Personal Banker Supervisor About Me
Adrianna Swarthout
Adrianna Swarthout Personal Banker About Me
Heidi Peters
Heidi Peters Personal Banker About Me

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