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Mask Up, Minnesota

Effective 07/25/2020 Community Bank Owatonna will require all individuals entering the bank to wear a mask as required by MN Emergency Executive Order 20-81. See the MN Department of Health for more information.

Bill Pay Maintenance

During the weekend of October 24-25, 2020 CBO will be conducting maintenance on our Digital Banking Suite Bill Pay product. Bill Payments will not be available from 10:00 PM Oct. 24 to 4:00 AM Oct. 25. We apologize for this inconvenience.

More Services

Check out these In-Person Products

Stop by Community Bank Owatonna's office to take advantage of these services:

Money Orders

A money order is a paper document that’s similar to a check and used as a form of payment. You can buy a money order by prepaying the amount printed on the face of the money order with cash or another form of guaranteed funds.


  • For CBO customers: $5.00 each
  • For non-customers: $10.00 each

Cashier’s Checks

A cashier's check is a check guaranteed by a bank, drawn on the bank’s own funds and signed by a cashier. Cashier's checks, which are treated as guaranteed, are commonly required for real estate and brokerage transactions.


  • For CBO customers: $7.00 each
  • For non-customers: $15.00 each

Visa Gift Cards

If you’re looking for the perfect gift, consider a Visa Gift Card from Community Bank Owatonna. Visa Gift Cards can be used anywhere Visa debit and credit cards are accepted, offer security of plastic, are safer than carrying cash and feature free 24/7 account information.


  • Cost: $5.00 each
  • Are non-reloadable
  • Minimum balance: $25.00
  • Maximum balance: $500.00

Safe Deposit Boxes

CBO’s safe deposit boxes are offered to our checking account customers. Three sizes are available:

  • Small (3" x 10" x 18"): $40.00 per year
  • Medium (5" x 10" x 18"): $60.00 per year
  • Large (10" x 10" x 18"): $80.00 per year

Your Personal Banking Team

Shannon Rhoades
Shannon Rhoades Operations Supervisor About Me
Hope Allen
Hope Allen Personal Banker About Me
Tatum  Wacholz
Tatum Wacholz Personal Banker About Me
Roxanne Rezac
Roxanne Rezac Personal Banker About Me

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