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We will be closed Saturday, May 27th and Monday, May 29th to allow our staff to enjoy and celebrate Memorial Day.

Free REWARDS Checking and Savings!

Check out our free Kasasa accounts and their benefits now! - Kasasa Accounts

Interest Rates

We closely monitor local market conditions in order to provide the most competitive rates in the area.

Deposit Rates

*Annual Percentage Yield (APY) for checking and savings accounts is based on interest compounding monthly.

Rates valid as of May 1st, 2023
* APY = Annual Percentage Yield

Automatic Renewable Certificates 1

Comparison table of Automatic Renewable Certificates 1
Min. Opening Deposit Balance/Term Interest Rate APY*
$1,000 5 Years 1.25% 1.25%
$1,000 4 Years 1.00% 1.00%
$1,000 3 Years 0.90% 0.90%
$1,000 2 Years 0.80% 0.80%
$1,000 1 Year 0.70% 0.70%
$1,000 182 Days 0.60% 0.60%
$1,000 91 Days 0.50% 0.50%

CD Specials 1

Comparison table of CD Specials 1
Min. Opening Deposit Balance/Term Interest Rate APY*
$5,000 11 Month 4.65% 4.73%

Smart Rate Money Market

Comparison table of Smart Rate Money Market
Min. Opening Deposit Balance/Term Interest Rate APY*
$25,000 $0.01 – $24,999.99 0.15% 0.15%
$25,000 $25,000.00 – $49,999.99 0.50% 0.50%
$25,000 $50,000.00 – $89,999.99 0.65% 0.65%
$25,000 $90,000.00 and above 0.80% 0.80%

Prime Checking

Comparison table of Prime Checking
Min. Opening Deposit Balance/Term Interest Rate APY*
$5,000 $0.01 – $4,999.99 0.10% 0.10%
$5,000 $5,000.00 – $9,999.99 0.15% 0.15%
$5,000 $10,000.00 and above 0.20% 0.20%

55 Classic Checking (55 Years or Older)

Comparison table of 55 Classic Checking (55 Years or Older)
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $4,999.99 0.10% 0.10%
$50 $5,000.00 – $9,999.99 0.15% 0.15%
$50 $10,000.00 and above 0.20% 0.20%

Classic Checking with Interest

Comparison table of Classic Checking with Interest
Min. Opening Deposit Balance/Term Interest Rate APY*
$500 $0.01 and above 0.10% 0.10%

Kasasa Cash

Comparison table of Kasasa Cash
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $25,000.00 3.92% 4.00%
$50 $25,000.01 and above 0.15% 0.15%
$50 Nonqualifying rate any balance 0.03% 0.03%

A minimum APY of 0.37% with a range up to 4.00% for Kasasa Cash $25,000.01 and above

Disclosure

Health Savings

Comparison table of Health Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $4,999.99 0.10% 0.10%
$50 $5,000.00 – $9,999.99 0.15% 0.15%
$50 $10,000.00 and above 0.20% 0.20%

Classic Savings

Comparison table of Classic Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $4,999.99 0.10% 0.10%
$50 $5,000.00 – $9,999.99 0.15% 0.15%
$50 $10,000.00 and above 0.20% 0.20%

Early Saver Savings (Younger than 18)

Comparison table of Early Saver Savings (Younger than 18)
Min. Opening Deposit Balance/Term Interest Rate APY*
$25 Personal 0.20% 0.20%

Kasasa Saver

Comparison table of Kasasa Saver
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $50,000.00 0.75% 0.75%
$50 $50,000.01 and above 0.15% 0.35%
$50 Nonqualifying rate any balance 0.03% 0.03%

A minimum APY of 0.18% with a range up to 0.75% for Kasasa Saver $50,000.01 and above

Disclosure

Business Money Market Savings

Comparison table of Business Money Market Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$25,000 $0.01 – $24,999.99 0.15% 0.15%
$25,000 $25,000.00 – $49,999.99 0.50% 0.50%
$25,000 $50,000.00 and above 0.80% 0.80%

Business Classic Savings

Comparison table of Business Classic Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$200 $0.01 – $4,999.99 0.10% 0.10%
$200 $5,000.00 – $9,999.99 0.15% 0.15%
$200 $10,000.00 and above 0.20% 0.20%

Business Checking With Interest

Comparison table of Business Checking With Interest
Min. Opening Deposit Balance/Term Interest Rate APY*
$100 $0.01 and above 0.10% 0.10%

Corporate Checking

Earnings Credit: 0.05%

Minimum deposit to open is $100.00

Kasasa Cash Back

2.0% back on debit card purchase of $200.00 or less with a total monthly amount back not to exceed $4.00. Nonqualifying month equals no cash back.

Minimum deposit to open is $50.00

Disclosure

1 Certificates of Deposit

Loan Rates

For our current lending rates, please contact us today!

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