We closely monitor local market conditions in order to provide the most competitive rates in the area.
Deposit Rates
*Annual Percentage Yield (APY) for checking and savings accounts is based on interest compounding monthly.
Rates valid as of August 29, 2024
* APY = Annual Percentage Yield
Automatic Renewable Certificates 1
Comparison table of Automatic Renewable Certificates 1
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$1,000.00 |
5 Years |
1.50% |
1.50% |
$1,000.00 |
4 Years |
1.40% |
1.40% |
$1,000.00 |
3 Years |
1.30% |
1.30% |
$1,000.00 |
2 Years |
1.20% |
1.20% |
$1,000.00 |
1 Year |
1.15% |
1.15% |
$1,000.00 |
91 Days |
1.10% |
1.10% |
CD Specials 1
Comparison table of CD Specials 1
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$5,000.00 |
15 Month |
4.23% |
4.30% |
$5,000.00 |
6 Month |
4.72% |
4.80% |
Smart Rate Money Market
Comparison table of Smart Rate Money Market
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$25,000.00 |
$0.01 – $24,999.99 |
0.30% |
0.30% |
$25,000.00 |
$25,000.00 – $49,999.99 |
0.70% |
0.70% |
$25,000.00 |
$50,000.00 – $89,999.99 |
0.85% |
0.85% |
$25,000.00 |
$90,000.00 and above |
1.00% |
1.00% |
Prime Checking
Comparison table of Prime Checking
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$5,000.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
$5,000.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
$5,000.00 |
$10,000.00 and above |
0.30% |
0.30% |
55 Classic Checking (55 Years or Older)
Comparison table of 55 Classic Checking (55 Years or Older)
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$50.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
$50.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
$50.00 |
$10,000.00 and above |
0.30% |
0.30% |
Classic Checking with Interest
Comparison table of Classic Checking with Interest
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$500.00 |
$0.01 and above |
0.30% |
0.30% |
Kasasa Cash
Comparison table of Kasasa Cash
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$50.00 |
$0.01 – $25,000.00 |
3.92% |
4.00% |
$50.00 |
$25,000.01 and above |
0.15% |
0.15% |
$50.00 |
Nonqualifying rate any balance |
0.03% |
0.03% |
Disclosure
Health Savings
Comparison table of Health Savings
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$50.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
$50.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
$50.00 |
$10,000.00 and above |
0.30% |
0.30% |
Classic Savings
Comparison table of Classic Savings
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$50.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
$50.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
$50.00 |
$10,000.00 and above |
0.30% |
0.30% |
Early Saver Savings (Younger than 18)
Comparison table of Early Saver Savings (Younger than 18)
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$25.00 |
Personal |
0.30% |
0.30% |
Kasasa Saver
Comparison table of Kasasa Saver
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$50.00 |
$0.01 – $50,000.00 |
0.75% |
0.75% |
$50.00 |
$50,000.01 and above |
0.15% |
0.35% |
$50.00 |
Nonqualifying rate any balance |
0.03% |
0.03% |
Disclosure
Business Money Market Savings
Comparison table of Business Money Market Savings
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$25,000.00 |
$0.01 – $24,999.99 |
0.30% |
0.30% |
$25,000.00 |
$25,000.00 – $49,999.99 |
0.70% |
0.70% |
$25,000.00 |
$50,000.00 and above |
1.00% |
1.00% |
Business Classic Savings
Comparison table of Business Classic Savings
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$200.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
$200.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
$200.00 |
$10,000.00 and above |
0.30% |
0.30% |
Business Checking With Interest
Comparison table of Business Checking With Interest
Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
$100.00 |
$0.01 and above |
0.30% |
0.30% |
Corporate Checking
Minimum deposit to open is $100.00
Kasasa Cash Back
2.0% back on debit card purchase of $200.00 or less with a total monthly amount back not to exceed $4.00. Nonqualifying month equals no cash back.
Minimum deposit to open is $50.00
Disclosure
1 Certificates of Deposit
Loan Rates
For our current lending rates, please contact us today!