We closely monitor local market conditions in order to provide the most competitive rates in the area.
Deposit Rates
*Annual Percentage Yield (APY) for checking and savings accounts is based on interest compounding monthly.
Rates valid as of September 30, 2026
* APY = Annual Percentage Yield
Automatic Renewable Certificates 1
Comparison table of Automatic Renewable Certificates 1
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $1,000.00 |
5 Years |
3.00% |
3.00% |
| $1,000.00 |
4 Years |
3.00% |
3.00% |
| $1,000.00 |
3 Years |
3.00% |
3.00% |
| $1,000.00 |
2 Years |
3.00% |
3.00% |
| $1,000.00 |
1 Year |
3.00% |
3.00% |
| $1,000.00 |
91 Days |
1.10% |
1.10% |
CD Specials 1
Comparison table of CD Specials 1
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $5,000.00 |
15 Month |
4.18% |
4.25% |
| $5,000.00 |
6 Month |
4.00% |
4.06% |
Smart Rate Money Market
Comparison table of Smart Rate Money Market
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $25,000.00 |
$0.01 – $24,999.99 |
0.30% |
0.30% |
| $25,000.00 |
$25,000.00 – $49,999.99 |
0.70% |
0.70% |
| $25,000.00 |
$50,000.00 – $89,999.99 |
0.85% |
0.85% |
| $25,000.00 |
$90,000.00 and above |
1.00% |
1.00% |
55 Classic Checking (55 Years or Older)
Comparison table of 55 Classic Checking (55 Years or Older)
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $50.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
| $50.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
| $50.00 |
$10,000.00 and above |
0.30% |
0.30% |
Classic Checking with Interest
Comparison table of Classic Checking with Interest
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $500.00 |
$0.01 and above |
0.30% |
0.30% |
Health Savings
Comparison table of Health Savings
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $50.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
| $50.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
| $50.00 |
$10,000.00 and above |
0.30% |
0.30% |
Classic Savings
Comparison table of Classic Savings
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $50.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
| $50.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
| $50.00 |
$10,000.00 and above |
0.30% |
0.30% |
Early Saver Savings (Younger than 18)
Comparison table of Early Saver Savings (Younger than 18)
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $25.00 |
Personal |
0.30% |
0.30% |
Business Money Market Savings
Comparison table of Business Money Market Savings
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $25,000.00 |
$0.01 – $24,999.99 |
0.30% |
0.30% |
| $25,000.00 |
$25,000.00 – $49,999.99 |
0.70% |
0.70% |
| $25,000.00 |
$50,000.00 and above |
1.00% |
1.00% |
Business Classic Savings
Comparison table of Business Classic Savings
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $200.00 |
$0.01 – $4,999.99 |
0.20% |
0.20% |
| $200.00 |
$5,000.00 – $9,999.99 |
0.25% |
0.25% |
| $200.00 |
$10,000.00 and above |
0.30% |
0.30% |
Business Checking With Interest
Comparison table of Business Checking With Interest
| Min. Opening Deposit |
Balance/Term |
Interest Rate |
APY* |
| $100.00 |
$0.01 and above |
0.30% |
0.30% |
Corporate Checking
Minimum deposit to open is $100.00
1 Certificates of Deposit
Loan Rates
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