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Interest Rates

We closely monitor local market conditions in order to provide the most competitive rates in the area.

Deposit Rates

*Annual Percentage Yield (APY) for checking and savings accounts is based on interest compounding monthly.

Rates valid as of January 9, 2023
* APY = Annual Percentage Yield

Automatic Renewable Certificates 1

Comparison table of Automatic Renewable Certificates 1
Min. Opening Deposit Balance/Term Interest Rate APY*
$1,000 5 Years 1.25% 1.25%
$1,000 4 Years 1.00% 1.00%
$1,000 3 Years 0.90% 0.90%
$1,000 2 Years 0.80% 0.80%
$1,000 1 Year 0.70% 0.70%
$1,000 182 Days 0.60% 0.60%
$1,000 91 Days 0.50% 0.50%

CD Specials 1

Comparison table of CD Specials 1
Min. Opening Deposit Balance/Term Interest Rate APY*
$5,000 27 Month 4.18% 4.25%
$5,000 15 Month 4.00% 4.06%

Smart Rate Money Market

Comparison table of Smart Rate Money Market
Min. Opening Deposit Balance/Term Interest Rate APY*
$25,000 $0.01 – $24,999.99 0.15% 0.15%
$25,000 $25,000.00 – $49,999.99 0.45% 0.45%
$25,000 $50,000.00 – $89,999.99 0.60% 0.60%
$25,000 $90,000.00 and above 0.75% 0.75%

Prime Checking

Comparison table of Prime Checking
Min. Opening Deposit Balance/Term Interest Rate APY*
$5,000 $0.01 – $4,999.99 0.10% 0.10%
$5,000 $5,000.00 – $9,999.99 0.15% 0.15%
$5,000 $10,000.00 and above 0.20% 0.20%

55 Classic Checking (55 Years or Older)

Comparison table of 55 Classic Checking (55 Years or Older)
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $4,999.99 0.10% 0.10%
$50 $5,000.00 – $9,999.99 0.15% 0.15%
$50 $10,000.00 and above 0.20% 0.20%

Classic Checking with Interest

Comparison table of Classic Checking with Interest
Min. Opening Deposit Balance/Term Interest Rate APY*
$500 $0.01 and above 0.10% 0.10%

Kasasa Cash

Comparison table of Kasasa Cash
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $25,000.00 1.24% 1.25%
$50 $25,000.01 and above 0.15% 0.37%
$50 Nonqualifying rate any balance 0.03% 0.03%

A minimum APY of 0.27% with a range up to 0.75% for Kasasa Cash $25,000.01 and above

Disclosure

Health Savings

Comparison table of Health Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $4,999.99 0.10% 0.10%
$50 $5,000.00 – $9,999.99 0.15% 0.15%
$50 $10,000.00 and above 0.20% 0.20%

Classic Savings

Comparison table of Classic Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $4,999.99 0.10% 0.10%
$50 $5,000.00 – $9,999.99 0.15% 0.15%
$50 $10,000.00 and above 0.20% 0.20%

Early Saver Savings (Younger than 18)

Comparison table of Early Saver Savings (Younger than 18)
Min. Opening Deposit Balance/Term Interest Rate APY*
$25 Personal 0.10% 0.10%

Kasasa Saver

Comparison table of Kasasa Saver
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 – $50,000.00 0.75% 0.75%
$50 $50,000.01 and above 0.15% 0.35%
$50 Nonqualifying rate any balance 0.03% 0.03%

A minimum APY of 0.18% with a range up to 0.25% for Kasasa Saver $50,000.01 and above

Disclosure

Business Money Market Savings

Comparison table of Business Money Market Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$25,000 $0.01 – $24,999.99 0.15% 0.15%
$25,000 $25,000.00 – $49,999.99 0.45% 0.45%
$25,000 $50,000.00 and above 0.60% 0.60%

Business Classic Savings

Comparison table of Business Classic Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$200 $0.01 – $4,999.99 0.10% 0.10%
$200 $5,000.00 – $9,999.99 0.15% 0.15%
$200 $10,000.00 and above 0.20% 0.20%

Business Checking With Interest

Comparison table of Business Checking With Interest
Min. Opening Deposit Balance/Term Interest Rate APY*
$100 $0.01 and above 0.10% 0.10%

Corporate Checking

Earnings Credit: 0.05%

Minimum deposit to open is $100.00

Kasasa Cash Back

2.0% back on debit card purchase of $200.00 or less with a total monthly amount back not to exceed $4.00. Nonqualifying month equals no cash back.

Minimum deposit to open is $50.00

Disclosure

1 Certificates of Deposit

Loan Rates

For our current lending rates, please contact us today!

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