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Our Lobby is Open!

Our lobby is now open to regular customer traffic. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

Online Banking Maintenance April 10th

We will be performing scheduled system maintenance on Saturday April 10, 2021 from 9:00 PM to 10:00 PM.  The online banking and mobile app may be unavailable for a brief period during this time. We apologize for any inconvenience this may cause.  

Interest Rates

We closely monitor local market conditions in order to provide the most competitive rates in the area.

Deposit Rates

Rates valid as of March 30, 2021
* APY = Annual Percentage Yield

Automatic Renewable Certificates 1

Comparison table of Automatic Renewable Certificates 1
Min. Opening Deposit Balance/Term Interest Rate APY*
$1,000 5 Years 0.50% 0.50%
$1,000 4 Years 0.40% 0.40%
$1,000 3 Years 0.30% 0.30%
$1,000 2 Years 0.20% 0.20%
$1,000 1 Year 0.10% 0.10%
$1,000 182 Days 0.05% 0.05%
$1,000 91 Days 0.01% 0.01%

CD Specials 1

Comparison table of CD Specials 1
Min. Opening Deposit Balance/Term Interest Rate APY*
$5,000 9 Month 0.35% 0.35%
$5,000 30 Month 0.65% 0.65%
$5,000 51 Month 0.80% 0.80%

Smart Rate Money Market

Comparison table of Smart Rate Money Market
Min. Opening Deposit Balance/Term Interest Rate APY*
$25,000 $0.01 - $24,999.99 0.03% 0.03%
$25,000 $25,000.00 - $49,999.99 0.05% 0.05%
$25,000 $50,000.00 - $89,999.99 0.10% 0.10%
$25,000 $90,000.00 and above 0.15% 0.15%

Prime Checking

Comparison table of Prime Checking
Min. Opening Deposit Balance/Term Interest Rate APY*
$5,000 $0.01 - $4,999.99 0.01% 0.01%
$5,000 $5,000.00 - $9,999.99 0.02% 0.02%
$5,000 $10,000.00 and above 0.03% 0.03%

55 Classic Checking (55 Years or Older)

Comparison table of 55 Classic Checking (55 Years or Older)
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 - $4,999.99 0.01% 0.01%
$50 $5,000.00 - $9,999.99 0.02% 0.02%
$50 $10,000.00 and above 0.03% 0.03%

Classic Checking with Interest

Comparison table of Classic Checking with Interest
Min. Opening Deposit Balance/Term Interest Rate APY*
$500 $0.01 and above 0.01% 0.01%

Health Savings

Comparison table of Health Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 - $4,999.99 0.01% 0.01%
$50 $5,000.00 - $9,999.99 0.02% 0.02%
$50 $10,000.00 and above 0.03% 0.03%

Classic Savings

Comparison table of Classic Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$50 $0.01 - $4,999.99 0.01% 0.01%
$50 $5,000.00 - $9,999.99 0.02% 0.02%
$50 $10,000.00 and above 0.03% 0.03%

Early Saver Savings (Younger than 18)

Comparison table of Early Saver Savings (Younger than 18)
Min. Opening Deposit Balance/Term Interest Rate APY*
$25 Personal 0.01% 0.01%

Business Money Market Savings

Comparison table of Business Money Market Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$25,000 $0.01 - $24,999.99 0.03% 0.03%
$25,000 $25,000.00 - $49,999.99 0.04% 0.04%
$25,000 $50,000.00 and above 0.05% 0.05%

Business Classic Savings

Comparison table of Business Classic Savings
Min. Opening Deposit Balance/Term Interest Rate APY*
$200 $0.01 - $4,999.99 0.01% 0.01%
$200 $5,000.00 - $9,999.99 0.02% 0.02%
$200 $10,000.00 and above 0.03% 0.03%

Business Checking With Interest

Comparison table of Business Checking With Interest
Min. Opening Deposit Balance/Term Interest Rate APY*
$100 $0.01 and above 0.01% 0.01%

Corporate Checking

Earnings Credit: 0.01%

Minimum deposit to open is $100.00

1 Certificates of Deposit

Loan Rates

For our current lending rates, please contact us today!

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