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Meet the Staff

We are Owatonna!

Whether born and raised here or transplanted from a nearby state, our team is dedicated to serving Owatonna, Minnesota. Our leaders have more than 150 years of combined banking experience, and both staff and directors are involved in a variety of local activities. CBO also financially supports many local nonprofits.

We are proud to be Owatonna’s only locally owned and operated community bank!

Steven Grams
Steven Grams President/CEO NMLS ID: 482932 About Me
Jeff Goergen
Jeff Goergen Senior Vice President/Chief Credit Officer NMLS ID: 705780 Apply For a Mortgage With Jeff Goergen About Me
Cory Shaw
Cory Shaw AVP/Lending NMLS ID: 524048 Apply For a Mortgage With Cory Shaw About Me
Nikki Gieseke
Nikki Gieseke Project Manager/IT Officer About Me
Libby Hafstad
Libby Hafstad Senior Loan Administrator About Me
Roxanne Rezac
Roxanne Rezac Loan Processing Assistant About Me
Shannon Rhoades
Shannon Rhoades Operations Supervisor About Me
Hope Allen
Hope Allen Personal Banker About Me
Stacey Krause
Stacey Krause Personal Banker About Me
Hannah Grams
Hannah Grams Customer Service Representative About Me
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