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Mask Up, Minnesota

Effective 07/25/2020 Community Bank Owatonna will require all individuals entering the bank to wear a mask as required by MN Emergency Executive Order 20-81. See the MN Department of Health for more information.

Bill Pay Maintenance

During the weekend of October 24-25, 2020 CBO will be conducting maintenance on our Digital Banking Suite Bill Pay product. Bill Payments will not be available from 10:00 PM Oct. 24 to 4:00 AM Oct. 25. We apologize for this inconvenience.

Meet the Staff

We are Owatonna!

Whether born and raised here or transplanted from a nearby state, our team is dedicated to serving Owatonna, Minnesota. Our leaders have more than 150 years of combined banking experience, and both staff and directors are involved in a variety of local activities. CBO also financially supports many local nonprofits.

We are proud to be Owatonna’s only locally owned and operated community bank!

Tim Kluender
Tim Kluender President/CEO About Me
Steven Grams
Steven Grams Executive Vice President NMLS ID: 482932 About Me
Todd Cordes
Todd Cordes Senior Vice President/Operations and Information Technology NMLS ID: 482932 About Me
Jeff Goergen
Jeff Goergen Vice President NMLS ID: 705780 About Me
Jeremy Wildeman
Jeremy Wildeman Cashier/Compliance Officer NMLS ID: 705780 About Me
Libby Hafstad
Libby Hafstad Loan Operations Assistant NMLS ID: 705780 About Me
Kelsie Kaiser
Kelsie Kaiser Loan Operations Assistant NMLS ID: 705780 About Me
Shannon Rhoades
Shannon Rhoades Operations Supervisor NMLS ID: 705780 About Me
Hope Allen
Hope Allen Personal Banker NMLS ID: 705780 About Me
Tatum  Wacholz
Tatum Wacholz Personal Banker NMLS ID: 705780 About Me
Roxanne Rezac
Roxanne Rezac Personal Banker NMLS ID: 705780 About Me
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