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Our Lobby is Open!

Our lobby is now open to regular customer traffic. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

Online Banking Maintenance April 10th

We will be performing scheduled system maintenance on Saturday April 10, 2021 from 9:00 PM to 10:00 PM.  The online banking and mobile app may be unavailable for a brief period during this time. We apologize for any inconvenience this may cause.  

Meet the Staff

We are Owatonna!

Whether born and raised here or transplanted from a nearby state, our team is dedicated to serving Owatonna, Minnesota. Our leaders have more than 150 years of combined banking experience, and both staff and directors are involved in a variety of local activities. CBO also financially supports many local nonprofits.

We are proud to be Owatonna’s only locally owned and operated community bank!

Tim Kluender
Tim Kluender President/CEO About Me
Steven Grams
Steven Grams Executive Vice President NMLS ID: 482932 About Me
Todd Cordes
Todd Cordes Senior Vice President/Operations and Information Technology About Me
Jeff Goergen
Jeff Goergen Vice President NMLS ID: 705780 About Me
Jeremy Wildeman
Jeremy Wildeman Cashier/Compliance Officer About Me
Libby Hafstad
Libby Hafstad Loan Operations Assistant About Me
Shannon Rhoades
Shannon Rhoades Operations Supervisor About Me
Hope Allen
Hope Allen Personal Banker About Me
Roxanne Rezac
Roxanne Rezac Personal Banker About Me
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