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Mobile Banking

A Powerful Financial Tool in Your Pocket

Today's smartphones have more processing power than the computers NASA used to put a man on the moon.  And now you can put that power to work for you with the CBO Mobile app from Community Bank Owatonna.  It's the smart, simple and secure way to pay bills, view transactions and transfer money. *Also, Digital Wallets for your debit card via Apple and Google are coming soon!

WHAT YOU CAN DO with the app:

  • Advanced Card Controls -  Turn your debit card on and off if lost or stolen, get instant alerts when your card is used, set dollar limits to keep spending in check and prevent transactions that don't match your settings.
  • Securely make bill payments anywhere.  View all your upcoming bills, make payments, add payees and access your payment history.
  • View transactions anytime.  Check on your cash flow and finances in real time.
  • Make transfers anyplace.  Securely move money where you need it, when you need it.
  • Deposit Checks.  Deposit checks securely from anywhere.
  • Sign up for E-Statements.  Receive convenient, quick access to your statements electronically.

*Coming Soon - Digital Wallets for your CBO Debit Card via Apple and Google - When you add your CBO Debit Mastercard to an Apple or Google Digital Wallet on your mobile device and make a purchase, Digital Wallets use a unique transaction code so your debit card number is never shared with a merchant or stored. And there’s no need to carry physical cards or touch buttons in stores. So it’s safe to say, you’ll feel safer!

Digital Wallet Terms

WHERE TO DOWNLOAD the app:

Download the CBO Mobile app on:

Apple App store Google Play app store

HOW TO LOG IN and use the app:

Once you've downloaded the app, just follow these simple steps:

  1. Touch the app icon on your home screen.
  2. Enroll as a first-time user or enter your online banking credentials to log in.
  3. For additional security, you will be asked to create a four-digit code plus you'll have the option to enable fingerprint or face ID recognition authentication if your device supports these capabilities.

HOW TO LEARN MORE about the app:

  • Visit our overview landing page to watch a short demo to learn more!

To get started, download the CBO Mobile app on

 Apple App store or Google Play app store.

 

FAQ

What can I do with the CBO Mobile app?

The app gives you the easiest, most convenient way to do your banking. When you have the CBO Mobile app, you have a powerful financial tool in the palm of your hand.

You can use it to:

  • Manage your bills. You can add payees, view all your upcoming bills, make payments and access your payment history.
  • View transactions. Track, view and search for transactions; add a note or an image; and filter by tags anytime and anywhere.
  • Make transfers. With the CBO Mobile app, you can easily and securely initiate one-time, future or repeating transfers between your accounts at Community Bank Owatonna.
  • Deposit checks remotely. The CBO Mobile app lets you securely deposit checks anywhere you have a Wi-Fi or Internet connection using just your mobile device.
  • Get notifications. Receive alerts when deposits and payments are made, transfers go through or your account balance is low.
  • Control debit card usage. Turn your card off and on, set alerts for usage, spending limits and prevent transactions that don't match your settings.

How secure is this app?

The CBO Mobile app is extremely secure. Your account information is password protected and highly encrypted.

How do I start using my app?

Once you’ve downloaded the app, just follow these simple steps:

  1. Touch the app icon on your home screen.
  2. Enroll as a first-time user or enter your online banking credentials to log in.
  3. For additional security, you will also be asked to create a four-digit code. In addition, you’ll have the option to enable fingerprint or face ID recognition authentication if your device supports these capabilities.

If you cannot remember your login information or the answer to your challenge question, please contact us for assistance.

Are there any technical requirements to use the app?

Click here to review the current supported devices and browsers. 

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