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Mask Up, Minnesota

Effective 07/25/2020 Community Bank Owatonna will require all individuals entering the bank to wear a mask as required by MN Emergency Executive Order 20-81. See the MN Department of Health for more information.

Bill Pay Maintenance

During the weekend of October 24-25, 2020 CBO will be conducting maintenance on our Digital Banking Suite Bill Pay product. Bill Payments will not be available from 10:00 PM Oct. 24 to 4:00 AM Oct. 25. We apologize for this inconvenience.

Business Loans

Helping the Economic Health of Owatonna

Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.

Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan package for your business.

  • Operating lines of credit
  • Equipment financing
  • Real estate financing
  • Business acquisition
  • Small Business Administration (SBA) Loans
  • Construction financing

Your Lending Team

Tim Kluender
Tim Kluender President/CEO About Me
Steven Grams
Steven Grams Executive Vice President NMLS ID: 482932 About Me
Jeff Goergen
Jeff Goergen Vice President NMLS ID: 705780 About Me

Get Started with Your Business Loan Application

Business Contact Information

Company Information

Loan Request Information

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