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Our Lobby is Temporarily Closed

Community Bank Owatonna's lobby is temporarily closed to regular customer traffic. Our drive-up is open regular hours. The lobby is accessable by appointment for access to safe deposit boxes and banking needs that cannot be accommodated via the drive-up or the CBO Digital Banking Suite. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

We are Hiring!

We are hiring for a Part Time Personal Banker. Please see our Career page for more details. Careers

Business Loans

Helping the Economic Health of Owatonna

Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.

Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan package for your business.

  • Operating lines of credit
  • Equipment financing
  • Real estate financing
  • Business acquisition
  • Small Business Administration (SBA) Loans
  • Construction financing

Your Lending Team

Tim Kluender
Tim Kluender President/CEO About Me
Steven Grams
Steven Grams Executive Vice President NMLS ID: 482932 About Me
Jeff Goergen
Jeff Goergen Vice President NMLS ID: 705780 About Me

Get Started with Your Business Loan Application

Business Contact Information

Company Information

Loan Request Information

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