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Our Lobby is Open!

Our lobby is now open to regular customer traffic. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

Online Banking Maintenance April 10th

We will be performing scheduled system maintenance on Saturday April 10, 2021 from 9:00 PM to 10:00 PM.  The online banking and mobile app may be unavailable for a brief period during this time. We apologize for any inconvenience this may cause.  

Real Estate Investment Loans

Lending a Hand to Landlords

Real estate investment loans are a nuanced, niche market — and we’re the experts.

Our lending team are all Owatonna residents with more than 25 years of banking experience. Best of all, we’re equipped to customize solutions for your individual circumstances and objectives.

We’re looking to partner with individuals and companies with a good credit history, reliable income, strong cashflow, and cash or equity available for a down payment. If that describes you, we’re waiting for your call, visit or email!

Loan Calculator

Your Lending Team

Tim Kluender
Tim Kluender President/CEO About Me
Steven Grams
Steven Grams Executive Vice President NMLS ID: 482932 About Me
Jeff Goergen
Jeff Goergen Vice President NMLS ID: 705780 About Me

Get Started with Your Loan Application

Your Information

Your Address (no P.O. box allowed)
Employment Status
Employer Address (no P.O. box allowed)

Co-borrower Information

Will there be a co-borrower?

Please provide information for the co-borrower, if applicable.

Co-borrower Address (no P.O. box allowed)
Employment Status
Employer Address (no P.O. box allowed)
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