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Mask Up, Minnesota

Effective 07/25/2020 Community Bank Owatonna will require all individuals entering the bank to wear a mask as required by MN Emergency Executive Order 20-81. See the MN Department of Health for more information.

Bill Pay Maintenance

During the weekend of October 24-25, 2020 CBO will be conducting maintenance on our Digital Banking Suite Bill Pay product. Bill Payments will not be available from 10:00 PM Oct. 24 to 4:00 AM Oct. 25. We apologize for this inconvenience.

Todd Cordes


Senior Vice President/Operations and Information Technology

Todd Cordes is a Minneapolis native and lifelong Minnesota resident with over 25 years of banking experience, including the last two years at Community Bank Owatonna, where he served as the Vice President/Operations and Information Technology.

Cordes has 13 years of experience serving Minnesota bank customers in the Rochester and Kenyon markets. Prior to arriving at Community Bank Owatonna, he spent nine years as an Assistant Operations Officer for United Bankers Bank in Bloomington, where he worked with hundreds of community banks by providing information technology and bank operations services and support.

Cordes graduated from The University of Minnesota-Duluth, where he earned bachelor’s degrees in mathematics and political science. Throughout his career, he has earned several professional designations, including National Check Professional (NCP) and Accredited ACH Professional (AAP).

Cordes has two daughters, Julia and Emily, and he resides in Kenyon. He enjoys attending his daughters’ activities, athletic events and family camping trips.


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