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Happy Holidays!

Winter has arrived here in southern Minnesota, and so has the holiday season.  As the end of the year approaches, it offers a time for reflection.  Looking back, I’m pleased to report that 2020 has been a very strong year for Community Bank Owatonna.  Our bank continues to grow and prosper, and that is due to the loyalty of our existing customers along with the commitment from our new customers.  I recognize that all of you have many choices when it comes to your banking relationship, and I am grateful that you have chosen to place your faith in us.


Merry Christmas and Happy New Year to all of you, and best wishes for even better things in 2021.  We’ll continue to be Owatonna’s only locally owned community bank, so please count on us for all your financial needs. 


Thanks again for your support.


Tim Kluender - President and CEO

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