Skip to main content Go to Online Banking

Free REWARDS Checking and Savings!

Check out our free Kasasa accounts and their benefits now! - Kasasa Accounts

Kasasa Cash

Make the Most of Your Money

We pay our customers to bank here. Earn high interest on your checking balance — and get refunds on ATM withdrawal fees — just for keeping your money here in Owatonna.*

Kasasa Cash® Details

  • 1.25% APY* on balances up to $25,000
  • 1.25% to 0.37% APY on balances over $25,000 depending on balance in account*
  • 0.03% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • Minimum opening deposit: $50.00
  • Minimum balance: NONE
  • Monthly minimum balance charge: NONE
  • Account statements: monthly
  • Unlimited account activity
  • Free debit card
  • Free Online Banking and Bill Pay

Easily Earn Your Rewards

It’s so easy you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash checking account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • At least 1 direct deposit, ACH credit, ACH debit, or bill pay transaction
  • Be enrolled in and agree to receive eStatements
  • That’s it! Even if you don’t meet your qualifications during the cycle, your Kasasa Cash checking account is still free. Plus, you can get right back to earning your full rewards the very next month.

More Information

Checking FAQ  Debit Card FAQ
*Kasasa Cash Disclosure

Some content requires Adobe Acrobat Reader to view.