Skip to main content Go to Online Banking

Our Lobby is Open!

Our lobby is now open to regular customer traffic. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

Online Banking Maintenance April 10th

We will be performing scheduled system maintenance on Saturday April 10, 2021 from 9:00 PM to 10:00 PM.  The online banking and mobile app may be unavailable for a brief period during this time. We apologize for any inconvenience this may cause.  

SBA Paycheck Protection Program

The SBA is accepting applications for its Paycheck Protection Program, and we are pleased to assist both customers and noncustomers. Please provide the following documents to ensure prompt processing of your request:

  • Application
  • Calculation Sheet
  • 2017-2019 business income tax returns (all schedules, federal and state)
  • 2017-2019 personal income tax returns (all schedules, federal and state, for everyone who has an ownership interest in the business)
  • Personal Financial Statement Form (for everyone that has an ownership interest in the business)
  • 2020 Year-to-Date Balance Sheet and Income Statement for the business (this can be from an internal accounting software program, such as QuickBooks)

Applications and relevant data should be returned to Tim Kluender (, Steve Grams ( or Jeff Goergen ( With our lobby remaining closed, these documents can also be delivered personally via our drive-up or night depository.

As Owatonna’s only locally owned community bank, we are pleased to assist our local businesses and nonprofits secure the funding they so desperately need.

Some content requires Adobe Acrobat Reader to view.