Skip to main content Go to Online Banking

Mask Up, Minnesota

Effective 07/25/2020 Community Bank Owatonna will require all individuals entering the bank to wear a mask as required by MN Emergency Executive Order 20-81. See the MN Department of Health for more information.

Bill Pay Maintenance

During the weekend of October 24-25, 2020 CBO will be conducting maintenance on our Digital Banking Suite Bill Pay product. Bill Payments will not be available from 10:00 PM Oct. 24 to 4:00 AM Oct. 25. We apologize for this inconvenience.

SBA Paycheck Protection Program

The SBA is accepting applications for its Paycheck Protection Program, and we are pleased to assist both customers and noncustomers. Please provide the following documents to ensure prompt processing of your request:

  • Application
  • Calculation Sheet
  • 2017-2019 business income tax returns (all schedules, federal and state)
  • 2017-2019 personal income tax returns (all schedules, federal and state, for everyone who has an ownership interest in the business)
  • Personal Financial Statement Form (for everyone that has an ownership interest in the business)
  • 2020 Year-to-Date Balance Sheet and Income Statement for the business (this can be from an internal accounting software program, such as QuickBooks)

Applications and relevant data should be returned to Tim Kluender (, Steve Grams ( or Jeff Goergen ( With our lobby remaining closed, these documents can also be delivered personally via our drive-up or night depository.

As Owatonna’s only locally owned community bank, we are pleased to assist our local businesses and nonprofits secure the funding they so desperately need.

Some content requires Adobe Acrobat Reader to view.