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Our Lobby is Temporarily Closed

Community Bank Owatonna's lobby is temporarily closed to regular customer traffic. Our drive-up is open regular hours. The lobby is accessable by appointment for access to safe deposit boxes and banking needs that cannot be accommodated via the drive-up or the CBO Digital Banking Suite. As required by MN Emergency Order 20-81, all individuals entering the lobby will be required to wear a mask.

We are Hiring!

We are hiring for a Part Time Personal Banker. Please see our Career page for more details. Careers

Home Loans

Make Yourself at Home

Whether you are buying, building or refinancing, Community Bank Owatonna offers a variety of programs to fit your needs. Look to us for competitive interest rates and low closing costs.

Our team are longtime residents of the area with more than 25 years of experience. Let us help you with:

  • Mortgages
  • Second mortgages
  • Home equity loans
  • Home refinance

Home Affordability Calculator

Loan Calculator

Your Home Loan Team

Steven Grams
Steven Grams Executive Vice President NMLS ID: 482932 About Me
Jeff Goergen
Jeff Goergen Vice President NMLS ID: 705780 About Me

Get Started with Your Home Loan Application

Your Information

Your Address (no P.O. box allowed)
Employment Status
Employer Address (no P.O. box allowed)

Co-borrower Information

Will there be a co-borrower?

Please provide information for the co-borrower, if applicable.

Co-borrower Address (no P.O. box allowed)
Employment Status
Employer Address (no P.O. box allowed)
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