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Mask Up, Minnesota

Effective 07/25/2020 Community Bank Owatonna will require all individuals entering the bank to wear a mask as required by MN Emergency Executive Order 20-81. See the MN Department of Health for more information.

Bill Pay Maintenance

During the weekend of October 24-25, 2020 CBO will be conducting maintenance on our Digital Banking Suite Bill Pay product. Bill Payments will not be available from 10:00 PM Oct. 24 to 4:00 AM Oct. 25. We apologize for this inconvenience.

Home Loans

Make Yourself at Home

Whether you are buying, building or refinancing, Community Bank Owatonna offers a variety of programs to fit your needs. Look to us for competitive interest rates and low closing costs.

Our team are longtime residents of the area with more than 25 years of experience. Let us help you with:

  • Mortgages
  • Second mortgages
  • Home equity loans
  • Home refinance

Home Affordability Calculator

Loan Calculator

Your Home Loan Team

Steven Grams
Steven Grams Executive Vice President NMLS ID: 482932 About Me
Jeff Goergen
Jeff Goergen Vice President NMLS ID: 705780 About Me

Get Started with Your Home Loan Application

Your Information

Your Address (no P.O. box allowed)
Employment Status
Employer Address (no P.O. box allowed)

Co-borrower Information

Will there be a co-borrower?

Please provide information for the co-borrower, if applicable.

Co-borrower Address (no P.O. box allowed)
Employment Status
Employer Address (no P.O. box allowed)
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